Cameroon Finance

Jul 31 2017

Long Island auto insurance rates (Hempstead, Deer Park: rental car, rental, home) – New York


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Originally Posted by long_island_born

I am 55 years-old, live in the Town of Hempstead, drive a 20 year-old Toyota compact, have not been involved in a accident since 1998 and have not had a moving violation for more than 30 years.

My current auto insurance company purchased my old insurance company and over the past two years raised my rates from $805 a year for minimum coverage to $1430 for the same coverage.

Is there anyone out here who can suggest an insurance company that respects ‘good drivers’?

Try GEICO. When I moved my home owner’s coverage from Allstate after it doubled year over year, Allstate tried raising my auto policy premium in response. I lost the multi-product discount. So, I moved that to Geico.

I cannot complain about the GEICO service and I haven’t had a true increase since I moved to them about 4 years ago. It’s the only insurance premium that hasn’t risen consistently. I have not had a reason to make a claim, luckily, so I cannot comment on claims service.

Originally Posted by long_island_born

I am 55 years-old, live in the Town of Hempstead, drive a 20 year-old Toyota compact, have not been involved in a accident since 1998 and have not had a moving violation for more than 30 years.

My current auto insurance company purchased my old insurance company and over the past two years raised my rates from $805 a year for minimum coverage to $1430 for the same coverage.

Is there anyone out here who can suggest an insurance company that respects ‘good drivers’?

I’m carrying Liberty Mutual. 2 cars, 2 drivers, clean records, $2000/year

03-29-2013, 07:25 AM

Location: Long Island

7,834 posts, read 9,413,296 times

I used to have Geico for a long time until about 5-6 years back – something happened (not on my side) that made them increase my rate by a hundred or two a year. Allstate had called me a few weeks beforehand and actually told me it would happen with Geico and a few others – and it did. I went with Allstate and haven’t looked back. For new cars, we’re paying around $800/yr with full coverage including glass. A used car liability only was

$500/yr. The OP is getting screwed big time which can happen if you’re not on top of them every year about small increases. I use the Deer Park Allstate branch.

Last edited by ovi8; 03-29-2013 at 07:33 AM.

I used to have Geico for a long time until about 5-6 years back – something happened (not on my side) that made them increase my rate by a hundred or two a year. Allstate had called me a few weeks beforehand and actually told me it would happen with Geico and a few others – and it did. I went with Allstate and haven’t looked back. For new cars, we’re paying around $800/yr with full coverage including glass. A used car liability only was

$500/yr. The OP is getting screwed big time which can happen if you’re not on top of them every year about small increases. I use the Deer Park Allstate branch.

Allstate has been nothing but a horror for me. (and i never had them as my carrier). Trying to get money out of them when its their clients clear fault is horrible. and I’ve heard the same from customers.

03-29-2013, 08:20 AM

446 posts, read 738,406 times

I’m paying $1700 per year for full coverage on 2 cars with Geico. Anyone getting better rates?

03-29-2013, 09:05 AM

669 posts, read 719,117 times

We have been happy with Tri-State Consumer Insurance Company, you can also get a quote online, they are practically head to head with Geico, we pay less than $1,000 for full coverage that includes full glass and rental car at $30/day.

Originally Posted by agw123

Allstate has been nothing but a horror for me. (and i never had them as my carrier). Trying to get money out of them when its their clients clear fault is horrible. and I’ve heard the same from customers.

But is it the same across all Allstate branches? Google BBB and Allstate and you’ll see nothing but A’s and A+’s.

And hearing the same from other customers is meaningless when it comes to large companies. All you ever hear are bad stories. the everything-is-fine stories don’t get told.

The LIRR is horrible service, always late and has track problems. But wait, my wife has no problem with her line. Do I start threads about that?

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