Quick and easy application!
A quick explanation between the two is:
Cash loans is a smaller amount over a shorter term, where loans are a bigger amount over a longer term.
All our loans are..
unsecured loans, so you do not need any collateral or security from your side.
Please be aware that all loan application will be subject to
credit approval, credit checks and terms and conditions including income verification and employment confirmation.
It could be that you just need to pay of a few accounts or that you need cash for that emergency that just can’t wait. Luckily you can use your loans for anything you can think of there isn’t a list of usage requirements. Be aware of the fact that a well planned loan can do wonders for you and can relieve certain financial situations and obligations, so. always good to plan what loan amount you need and what you want to do. It is good to look at term loans if you intend on borrowing responsibly. If not then any loan could very well lead you to more debt and more financial stress.
Our loans have various terms, but we specialize in 6,12,18,24 and 36 month loans up to 60 months.If you are interested in term loans, the total loan amount and cost of credit will be deducted in installments, depending on the term that you qualify for.
If you have ever found yourself in the need of instant loan
and did not know where to turn,then you came to the right place, we are here help and assist you with the loan process and guide you through all the loans phases.
We can still assist you in finding a loan even if you have been declined by various banks.
Even though we can’t guarantee that you will qualify for a loan the best way is to send us your Online Loans Application Form and let us see what we can do for you.
Overview of loans process:
The application process is fairly easy,
all you need to do is fill out our
Online Loans Application Form and submit it to us.Once we receive your application we start work on getting your loan approved, the necessary checks and get back to you with an offer.Only then will we need the required documents from you.Once we have received the required documents we will do all final checks and confirmations. Once all the checks and confirmations is done, we will send you the Loan agreement,with the break up of all cost and loan details on, which you need to sign and send back to us.
The only requirements that we have is as follow:
- You need to be permanently employed for more than 6 months.
- You need to be a South African citizen.
- You need to receive your money into a valid South African bank account.
- You may not be under debt review, administration or sequestrate
Overview of required documents for loan
All you need is:
- To Complete Loan Application Form.
- S.A ID Book or valid Passport
- 3 Month bank statement (with bank dated stamp)
- Latest Payslip
- Fast cash, you can have the money within 24hours of signing the loan agreement.
- Fill in all the required fields on the
loan application form.
- When we ask for the required documents send it a.s.a.p.
- Your credit profile and affordability determines your qualifying amount and loan term.
- All our loans are subject to Credit Check and income verification.
- When we have received your signed loan agreement, you will have the cash in your bank account within 24hours.